Affirm Payment Plan

How Affirm works 

With Affirm, you'll never owe more than what you agree to up front. Instead, you'll always get a flexible, transparent, and convenient way to pay over time. Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love. 

No fees

We don't charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. 

Interest

Your rate may be different depending on your creditworthiness and where you are shopping. We'll show you available plans and APR options at checkout.

If the store charges additional fees like shipping and tax, we may adjust your purchase total to match. Your APR and number of payments won't change. If you pay faster than agreed, you may be charged less interest. Refer to the email you received when your payment plan was finalized to see the final plan balance and payment amounts.